Broker Check
Life Lessons When the Unexpected Happens

Life Lessons When the Unexpected Happens

| July 18, 2018
Share |

Life is good, but there are circumstances in life that none of us can predict.  These circumstances can sometimes put a temporary damper on our lives and other times can affect our lives permanently.  You never want to imagine that you or a loved one will become disabled which is why many people do not plan for such a situation; it’s a thought that is hard to grasp.

Recently, I had a knee replacement.  I never thought that I would have a knee replacement at such a young age.  All my life I have worked hard to stay active and live a healthy lifestyle.  It seems that all those years staying as fit as possible took its toll on my knee. I’m fortunate that I was able to have this surgery so I can get back to my normal life without pain and discomfort.

I am consistently reminding my clients to plan for unexpected life turns because I care and because it is essential.  If the unfortunate occurs in their lives, I feel confident that we have planned in advance and it is one less stress in their lives.  During the difficult times, I want them to focus on getting their lives back to normal and not worrying about the finances.

Having a contingency fund set aside for unexpected medical bills to help rest your thoughts is essential in any financial plan. Unfortunately, unanticipated hospital visits due to accident, disease or illness are common. Although most people have some form of health insurance, not all surgeries or hospital visits are covered. I hear horror stories about how much debt families get into because their health insurance didn’t cover their medical expenses. If you were to bring some of that debt down or be in no debt at all because you and I planned ahead of time, you can focus on getting yourself or your family back to normal.

It’s never too early to start thinking about what could happen in the future. I pray that none of my clients' ever have to use the money we set aside but if they do, they’ll be thankful that they took the time to be proactive. Give me a call today so we can discuss next steps on how to prepare you for the hopefully accident-free future.

Share |